Contents

The Problem4
Impact on Families6
The Solution: MSAIUI8
How It Works10
About NADFS12
Membership14
Resources & Contact16
Loading flipbook...
InsuredSupport.com
The newest innovation in family law
National Association for Divorced Family Stabilization
(NADFS)

Contents

  • The Problem We Address 4
  • Impact on Families 6
  • The Solution: MSAIUI 8
  • How It Works 10
  • About NADFS 12
  • Membership & Professions 14
  • Resources & Contact 16
2
MSAIUI
Marital Settlement
Agreement Involuntary
Unemployment Insurance

The newest innovation in family law — protecting families when employment is lost.

24 Weeks Coverage
50 States
$9K Max / Month
3

The Family Law Problem We Address

An insurance concept conceived by a family law judge and California Family Court Commissioner.

  • Support orders fail when employment fails
  • Unemployment is the #1 cause of missed support payments
  • Wage withholding stops instantly when employment ends
  • Arrears accumulate rapidly creating a cycle of debt
  • Modifications don't solve the problem and only make matters worse
  • Litigation follows — contempt, enforcement, seizures

“Insurance that covers up to 24 weeks of support payments for each qualifying period of involuntary unemployment changes everything.”

4
CRISIS
#1
Cause of Missed
Support Payments

Involuntary unemployment immediately halts wage withholding — the primary mechanism for child and spousal support collection.

$34B Unpaid Support (US)
70% Cases in Arrears
5

Impact on Families

Children Lose Financial Stability

The most vulnerable family members bear the greatest burden when support payments stop.

Custodial Parents Face Sudden Hardship

Immediate loss of expected income creates housing, food, and healthcare crises.

Payors Face Penalties & Credit Damage

Sanctions, wage garnishment, and credit reporting create lasting financial harm.

Conflict Escalates

Financial stress intensifies disputes, damaging co-parenting relationships.

Courts Become Overloaded

Enforcement actions flood already burdened family court systems.

“With the support of the family law community and the courts, we can make a difference by stabilizing support payments with MSAIUI.”

6
ATTORNEYS
Client Unemployment
Impact on Attorneys
Endless post-judgment enforcement
Time-consuming hearings
Difficult client conversations
Unpredictable outcomes
Strained relationships
Client inability to pay
7

The Solution:
Marital Settlement Agreement
Involuntary Unemployment Insurance

  • Covers court-ordered child and spousal support during involuntary unemployment — up to 24 weeks per period
  • Keeps obliged Payors compliant with support obligations
  • Payments paid directly to beneficiary recipient Payees
  • Keeps Payees financially stable during uncertain times
  • Protects Payors from arrears, sanctions, and contempt proceedings
  • Reduces litigation and court system burden
  • Protects children — the most important outcome
  • Coverage for the full term of the Settlement Agreement
  • Strengthens settlement agreements with built-in financial protection
8
BENEFITS
MSAIUI Protects
Everyone
Children
Continuous support through unemployment
Payors
Protection from arrears and contempt
Payees
Guaranteed income stability
Courts
Reduced enforcement litigation
9

How It Works

1

Join NADFS

Family law attorneys and divorce professionals join the National Association for Divorced Family Stabilization. MSAIUI is available exclusively through NADFS membership.

2

Client Applies Online

Your divorcing or already divorced clients apply for coverage directly through the NADFS portal. Your firm is not involved in the insuring process.

3

Written Into Agreement

An attorney includes MSAIUI coverage in the marital settlement agreement. Coverage may be added to new and existing agreements.

4

24 Weeks of Coverage

For each qualifying period of involuntary unemployment, up to 24 weeks of support payments are paid directly to the Recipient Party.

10
MSAIUI
MSAIUI Highlights
$400 to $9,000/month coverage
Up to 24 weeks per claim
Available in all 50 states
Affordable, risk-based rates
Paid directly to Recipient
Min $30K annual income
Premium waived during claim
Issued annually, full term
New or existing agreements
Apply directly online
Monthly, quarterly, or annual
NADFS members only
11

About NADFS

The National Association for Divorced Family Stabilization exists to strengthen the financial and emotional stability of families navigating divorce by uniting legal, financial, counseling, and therapeutic professionals.

The MSAIUI concept originated from the bench of Judge Kraig Zappia (R.I.P.) in collaboration with Richard Zizian, an insurance executive. We designed MSAIUI as a critical-period financial resource to address the growing crisis of unpaid support.

2017 — Original Program 2026 — Program Rebirth

2026 represents the rebirth of the original 2017 MSAI program, discontinued when Great American Insurance Company exited the IUI market prior to COVID. Majestic Advisors Group Inc. created a new, more affordable format for the relaunch across all states.

MSAIUI is not available to consumers directly. Coverage must be procured through NADFS.

12
N.A.D.F.S.
Our Mission

We advance innovative solutions to reduce the national crisis of unpaid child and spousal support, protect dependents during involuntary unemployment, and promote equitable outcomes for all parties.

Through professional collaboration, education, and advocacy, we ensure families experience greater security and courts gain more reliable compliance.

13

NADFS Membership

Let your NADFS Membership elevate your practice and drive new clients to your firm.

Exclusive Client Insurance Option

Active members make their clients eligible for MSAIUI coverage through the NADFS master policy.

Direct-to-Client Portal

Clients obtain coverage directly online, removing your firm from the insuring process.

NADFS Directory Listing

Members listed in the NADFS Directory, advertised to divorce media nationwide.

Eligible Professions

Legal: Family Law Attorneys, Mediators, Bar Associations
Financial: Advisors, Accountants, Tax Advisors
Health: Therapists, Counselors, Support Groups
Family: Parenting Coordinators, Educators, Child Services
14
JOIN
Ready to
Get Started?

Visit InsuredSupport.com to join NADFS and offer your clients the protection of MSAIUI.

$25 / year

per member • firm-wide enrollment available

15

Resources & Contact

Sample MSAIUI Policy
Rate Illustration
Client Introduction
Attorney Procedures
Inclusion Wording
NADFS Application

Contact Us

Get In Touch
InsuredSupport.com
info@insuredsupport.com
Nationwide Coverage
Property of
Majestic Advisors Group Inc.
16
Strengthening Families
Through Innovation
in Family Law

Ensuring families experience greater security, courts gain more reliable compliance, and communities benefit from a more stable system of post-divorce support.

InsuredSupport.com
17
InsuredSupport.com